During a routine online check of my bank account, today, I discovered a fraudulent check charge. Apparently, an electronic check made out to [name deleted] was drawn on my checking account a couple of days ago. This was in the amount of $39.90 and is completely fraudulent. It has no relation to any transactions I have made and is payable to a company with whom I have no dealings.
I did a quick check online and found that www.RipoffReport.com has other reports of [name deleted] cashing fraudulent electronic checks. I called my bank and finally got through to a live person who transferred me to the fraudulent check claims division where I got a recording telling me to call back during normal business hours. Today is Saturday, so resolving this will have to wait until next week.
The moral of this story is that you need to keep a close watch on your financial accounts whether you have used them recently, or not. The information necessary to commit this type of electronic check fraud is available on any paper check you write. So, never using online payment services is no protection against it happening to you. You want to catch the theft as soon as possible, so keep a close eye on all your accounts.
That's my two cents.
Wade Houston
September 15, 2007
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment